.vpc-calculator{--vpc-bg:#ffffff;--vpc-panel:#f7f8fa;--vpc-border:#d9dee5;--vpc-text:#1d2733;--vpc-muted:#5a6672;--vpc-accent:#0b5cab;--vpc-accent-contrast:#ffffff;--vpc-net:#1f8a55;--vpc-tax:#c1462f;--vpc-super:#7a5cc6;--vpc-radius:12px;--vpc-gap:16px;--vpc-shadow:0 1px 3px rgba(16, 24, 40, 0.08), 0 1px 2px rgba(16, 24, 40, 0.06);box-sizing:border-box;max-width:960px;margin:0 auto;color:var(--vpc-text);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Oxygen,Ubuntu,Cantarell,"Helvetica Neue",Arial,sans-serif;font-size:16px;line-height:1.5}.vpc-calculator *{box-sizing:border-box}.vpc-calculator.vpc-theme-dark{--vpc-bg:#12181f;--vpc-panel:#1a222c;--vpc-border:#2c3844;--vpc-text:#e7edf3;--vpc-muted:#9aa7b4;--vpc-accent:#4a9be6;--vpc-accent-contrast:#08121c;--vpc-net:#47c489;--vpc-tax:#e8795f;--vpc-super:#a98fe0;--vpc-shadow:0 1px 3px rgba(0, 0, 0, 0.4)}.vpc-intro .vpc-lede{margin:0 0 var(--vpc-gap);color:var(--vpc-muted);font-size:.98rem}.vpc-grid{display:grid;grid-template-columns:1fr;gap:var(--vpc-gap)}.vpc-panel{background:var(--vpc-panel);border:1px solid var(--vpc-border);border-radius:var(--vpc-radius);padding:var(--vpc-gap)}.vpc-panel--results{min-height:420px}.vpc-fieldset{border:none;margin:0 0 var(--vpc-gap);padding:0}.vpc-legend{font-weight:700;font-size:1.05rem;padding:0;margin-bottom:8px}.vpc-legend--sub{font-size:.95rem;color:var(--vpc-muted);font-weight:600}.vpc-field{margin-bottom:12px}.vpc-field>label{display:block;font-size:.9rem;font-weight:600;margin-bottom:4px}.vpc-field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.vpc-input{width:100%;min-height:44px;padding:10px 12px;font-size:1rem;color:var(--vpc-text);background:var(--vpc-bg);border:1px solid var(--vpc-border);border-radius:8px;appearance:none}.vpc-input:focus-visible,.vpc-summary:focus-visible{outline:3px solid var(--vpc-accent);outline-offset:1px}.vpc-input-prefix{position:relative;display:flex;align-items:center}.vpc-input-prefix>span{position:absolute;left:12px;top:50%;transform:translateY(-50%);line-height:1;color:var(--vpc-muted);pointer-events:none;font-weight:600}.vpc-input-prefix .vpc-input{padding-left:26px}.vpc-field--check{display:flex;align-items:flex-start;gap:10px}.vpc-field--check input[type="checkbox"]{width:20px;height:20px;min-width:20px;margin-top:2px;accent-color:var(--vpc-accent)}.vpc-field--check label{font-size:.92rem;font-weight:500;margin:0}.vpc-error{color:var(--vpc-tax);font-size:.85rem;margin:4px 0 0;min-height:1em}.vpc-advanced,.vpc-about{border:1px solid var(--vpc-border);border-radius:8px;padding:4px 12px;margin-top:8px;background:var(--vpc-bg)}.vpc-summary{cursor:pointer;font-weight:600;padding:8px 0;list-style:revert}.vpc-advanced[open],.vpc-about[open]{padding-bottom:12px}.vpc-hero{text-align:center;padding:12px 0 16px;border-bottom:1px solid var(--vpc-border);margin-bottom:16px}.vpc-hero-label{display:block;font-size:.85rem;color:var(--vpc-muted);text-transform:uppercase;letter-spacing:.04em}.vpc-hero-number{display:block;font-size:2.4rem;font-weight:800;line-height:1.1;color:var(--vpc-accent);margin:4px 0}.vpc-hero-freq{display:block;font-size:.9rem;color:var(--vpc-muted)}.vpc-split{margin-bottom:16px}.vpc-split-bar{display:flex;width:100%;height:22px;border-radius:6px;overflow:hidden;background:var(--vpc-border)}.vpc-seg{display:block;height:100%;transition:width 0.25s ease}.vpc-seg--net{background:var(--vpc-net)}.vpc-seg--tax{background:var(--vpc-tax)}.vpc-seg--super{background:var(--vpc-super)}.vpc-legend-list{list-style:none;margin:10px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.85rem}.vpc-legend-item{display:flex;align-items:center;gap:6px}.vpc-dot{width:12px;height:12px;border-radius:3px;display:inline-block}.vpc-dot--net{background:var(--vpc-net)}.vpc-dot--tax{background:var(--vpc-tax)}.vpc-dot--super{background:var(--vpc-super)}.vpc-breakdown,.vpc-all-freq{width:100%;border-collapse:collapse;margin-bottom:16px;font-size:.92rem}.vpc-caption{text-align:left;font-weight:700;font-size:.9rem;margin-bottom:6px;color:var(--vpc-muted)}.vpc-breakdown th,.vpc-breakdown td,.vpc-all-freq th,.vpc-all-freq td{text-align:left;padding:8px 10px;border-bottom:1px solid var(--vpc-border)}.vpc-breakdown td,.vpc-all-freq td{text-align:right;font-variant-numeric:tabular-nums}.vpc-all-freq thead th{font-size:.8rem;text-transform:uppercase;letter-spacing:.03em;color:var(--vpc-muted)}.vpc-all-freq thead th:not(:first-child){text-align:right}.vpc-amt--neg{color:var(--vpc-tax)}.vpc-amt--pos{color:var(--vpc-text)}.vpc-row-total th,.vpc-row-total td{font-weight:800;font-size:1.02rem;border-top:2px solid var(--vpc-border);border-bottom:none}.vpc-row-total .vpc-amt--total{color:var(--vpc-net)}.vpc-row-active{background:rgb(11 92 171 / .08)}.vpc-theme-dark .vpc-row-active{background:rgb(74 155 230 / .15)}.vpc-rates{display:flex;flex-wrap:wrap;gap:8px 20px;font-size:.9rem;color:var(--vpc-muted);margin-bottom:16px}.vpc-rates strong{color:var(--vpc-text)}.vpc-assumptions{font-size:.82rem;color:var(--vpc-muted);margin:0 0 8px}.vpc-warning{font-size:.85rem;color:var(--vpc-text);background:rgb(193 70 47 / .08);border-left:3px solid var(--vpc-tax);padding:8px 10px;border-radius:4px;display:none}.vpc-noscript{color:var(--vpc-tax);font-weight:600}.vpc-disclaimer{font-size:.8rem;color:var(--vpc-muted);margin-top:var(--vpc-gap);padding:10px 12px;background:var(--vpc-panel);border:1px solid var(--vpc-border);border-radius:8px}.vpc-about-body{font-size:.88rem;color:var(--vpc-muted)}.vpc-about-body p{margin:8px 0}.vpc-asat{font-style:italic}.vpc-compact{font-size:15px}.vpc-compact .vpc-hero-number{font-size:2rem}@media (min-width:720px){.vpc-grid{grid-template-columns:1fr 1fr;align-items:start}}@media (prefers-reduced-motion:reduce){.vpc-seg{transition:none}}