Pay calculator australia is a free, independent tool that turns a gross salary or hourly rate into an accurate take-home pay estimate for Australian employees, contractors and job seekers. Enter your pay and the calculator applies the current income tax brackets, the Medicare levy, HECS/HELP repayments and the superannuation guarantee to show exactly where every dollar goes.
Why we built this calculator
Payslips and job offers rarely show the full picture. A quoted salary can be worded plus super or as a total package, tax brackets change each year, and study debts and the Medicare levy surcharge are easy to overlook. We built this calculator so anyone comparing a job offer, checking a payslip or budgeting for a mortgage can see a clear, honest breakdown in under a minute, without downloading an app or creating an account.
What the calculator covers
- Income tax across all five resident and non-resident brackets
- The Medicare levy and Medicare levy surcharge
- HECS, HELP, VET Student Loan and other study debt repayments
- The superannuation guarantee, salary sacrifice and salary packaging
- The Low Income Tax Offset and other common tax offsets
- Weekly, fortnightly, monthly, annual and hourly pay cycles
Built on current ATO rates
We update the calculator whenever the Australian Taxation Office releases new tax brackets, Medicare thresholds, study debt repayment rates or superannuation guarantee changes, so the figures reflect the current financial year. Every result also shows the workings behind it, so you can see exactly how each figure was reached rather than trusting a single number.
Your privacy comes first
The calculator runs in your browser. We don’t ask you to sign up or provide your name, and the income figures you enter are not saved on our servers. You can read the full details on our Privacy Policy page.
Not financial or tax advice
Australia Pay Calculator provides general estimates for information purposes only. It is not financial, tax or legal advice and cannot account for every individual circumstance. Always confirm important decisions with your employer, a registered tax agent or a licensed financial adviser, or check the official calculators at ato.gov.au.
Get in touch
Spotted an error, have a suggestion, or want to submit your salary to help other users? Visit our Contact page — we read every message.
Who this calculator is for
This tool is built for anyone trying to understand their real Australian income. Job seekers use it to compare competing offers quoted in different ways — base salary, package plus super, or hourly rate. Employees use it to check whether a payslip matches what they expect after tax, Medicare and any HECS/HELP repayments. Contractors and sole traders use it to estimate what to set aside for tax each quarter, and students with a study debt use it to see how repayments change as their income grows.
For more detail on how we handle your data, read our Privacy Policy and Cookie Policy. Full usage terms are set out in our Terms of Service, and you can reach us any time via the Contact page.